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Cash-Out Refinance · No Income Docs

Pull Equity From YourRental Property.No Income Docs. No W-2s.

  • No W-2s, tax returns, or employment verification - ever
  • Up to 80% LTV - expanded program 660+ FICO
  • Section 8 and small balance loans welcome - min $50,000
  • DSCR as low as 0.75 on expanded program

No credit pull · Rates within 24 hours · Consistent 28-day closings

Quick Qualify

Max LTV80%
Min Credit Score660+
Min DSCR0.75+
Min Loan$50,000
Max Loan$5,000,000
Income DocsNone
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Loan Programs

Cash-Out Refinance Programs

No income docs on any program. Qualify on rental income only.

StandardCompetitive rates
680+ FICOUp to 75% LTV
660–679 FICOUp to 70% LTV
ExpandedHigher rates · More flexibility
660+ FICOUp to 80% LTV
720+ FICOMin DSCR 0.75
Program 7Higher rates · LTR only · 1–4 units
650+ FICOUp to 75% LTV
500+ FICOUp to 50% LTV

Section 8 & Small Balance Loans Welcome

We fund Section 8 rental properties and small balance loans that most lenders won't touch.

Min property value: $75,000
Min loan amount: $50,000

Real Deal Example

How a Cash-Out Refi Works

You purchased a duplex in 2020 for $180,000. It has appreciated to $320,000. You have no existing mortgage. With a cash-out refinance at 75% LTV: Loan amount: $240,000 Net proceeds after closing costs: ~$232,000 Monthly rent: $2,400 Monthly payment at 6.5%: $1,517 DSCR: 1.58×, qualifies easily. Use the $232,000 as down payments on two additional investment properties.

Deal Snapshot

Current Value

$320,000

Cash-Out at 75% LTV

$240,000

Monthly Rent

$2,400

DSCR

1.58×

Income Docs Required

None

Closed in 28 Days ✓

Cash-Out Refinance FAQ

Ready to Pull Your Equity?

No credit pull. Rates within 24 hours.

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DSCR Loans for Real Estate Investors

© 2025 Get Brick Capital · BXBC LLC · This is not a commitment to lend. DSCR loans are for investment properties only.

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