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BRRRR Refinance · No Seasoning · No Lease

Refinance Your BRRRRThe Day Rehab Is Done.No Waiting. No Lease. No Games.

  • No seasoning - refi on new ARV immediately after renovation
  • No lease required - qualify on projected market rent
  • No income docs - property cash flow qualifies you
  • DSCR as low as 0.75 - flexible qualification standards

No credit pull · Rates within 24 hours · Consistent 28-day closings

Quick Qualify

Max LTV80%
Min Credit Score660+
Min DSCR0.75+
Seasoning RequiredNone
Lease RequiredNone
Income DocsNone
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Loan Programs

BRRRR Refinance Programs

No income docs on any DSCR program. Qualify on rental income only.

StandardCompetitive rates
680+ FICOUp to 75% LTV
660–679 FICOUp to 70% LTV
ExpandedHigher rates · More flexibility
660+ FICOUp to 80% LTV
720+ FICOMin DSCR 0.75
Program 7Higher rates · LTR only · 1–4 units
650+ FICOUp to 75% LTV
500+ FICOUp to 50% LTV

Section 8 & Small Balance Loans Welcome

We fund Section 8 rental properties and small balance loans that most lenders won't touch.

Min property value: $75,000
Min loan amount: $50,000

Real Deal Example

How a BRRRR Refi Works

You purchased a duplex for $120,000 and invested $45,000 in rehab, total all-in cost of $165,000. Post-renovation, the property appraised at $260,000. With a BRRRR refinance at 75% LTV on the new ARV, you pull out $195,000, paying off your hard money loan and recovering most of your invested capital. No seasoning wait. No lease required. New loan: $195,000 Monthly payment at 6.5% (30yr): ~$1,232 Monthly rent: $1,800 DSCR: 1.46×, qualifies comfortably.

Deal Snapshot

Purchase Price

$120,000

Rehab Cost

$45,000

New ARV

$260,000

Cash-Out at 75% LTV

$195,000

DSCR

1.46×

Closed in 28 Days ✓

BRRRR Refinance FAQ

Ready to Refi Your BRRRR?

No credit pull. Rates within 24 hours.

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DSCR Loans for Real Estate Investors

© 2025 Get Brick Capital · BXBC LLC · This is not a commitment to lend. DSCR loans are for investment properties only.

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