Small Loan.Real Equity.We Still Fund It.
- $50,000 minimum loan: small balance loans accepted
- Properties valued as low as $75,000 qualify
- No income docs: rental income qualifies the deal
- 660+ FICO · No W-2 · Close in 28 days
Small balance doesn't mean small service. Submit your deal: we treat every loan the same.
Submit Deal Summary →No credit pull · Rates within 24 hours · Consistent 28-day closings
Quick Qualify
The Situation
Most Lenders Won't Touch Small Balance Loans. We Do.
Most DSCR lenders have a $100,000 or $150,000 minimum loan amount: leaving investors with smaller properties or those in lower cost-of-living markets without options. Our Expanded program funds cash-out refinances starting at $50,000, on properties valued as low as $75,000. Whether you own a single-family in a Midwest market or a small duplex with significant equity, we can help you pull that money out and put it to work on your next deal.
Requirements
What You Need to Qualify
Min Loan Amount
$50,000
Min Property Value
$75,000
Min Credit Score
660 FICO
Max LTV
Up to 80%
Min DSCR
0.75 (Expanded)
Income Docs
None
Small Balance Cash-Out Refi FAQ
Small Loan, Real Equity. Let's Close.
No credit pull. Rates within 24 hours. Consistent 28-day closings.