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REFINANCES
🏠 DSCR Refi · 4-Unit in PA | ARV $534,000 | Cash-Out $400,500 | 55 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in FL | ARV $313,490 | Cash-Out $235,118 | 41 Days Seasoning | Closed in 29 Days·····🏠 DSCR Refi · Duplex in PA | ARV $450,000 | Cash-Out $337,500 | 187 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in WA | ARV $285,000 | Cash-Out $213,750 | 134 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · 4-Unit in PA | ARV $433,000 | Cash-Out $324,750 | 67 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · Duplex in CO | ARV $278,000 | Cash-Out $208,500 | 38 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · Duplex in PA | ARV $415,000 | Cash-Out $311,250 | 123 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · SFR in PA | ARV $376,000 | Cash-Out $282,000 | 209 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · 2-Unit in PA | ARV $338,000 | Cash-Out $253,500 | 39 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in FL | ARV $313,490 | Cash-Out $235,118 | 78 Days Seasoning | Closed in 29 Days·····🏠 DSCR Refi · Duplex in PA | ARV $335,000 | Cash-Out $251,250 | 91 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in WA | ARV $285,000 | Cash-Out $213,750 | 55 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · 2-Unit in PA | ARV $332,000 | Cash-Out $249,000 | 93 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · Duplex in CO | ARV $278,000 | Cash-Out $208,500 | 101 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · 4-Unit in PA | ARV $320,000 | Cash-Out $240,000 | 109 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in PA | ARV $415,000 | Cash-Out $311,250 | 91 Days Seasoning | Closed in 29 Days·····🏠 DSCR Refi · Duplex in PA | ARV $307,000 | Cash-Out $230,250 | 137 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · SFR in FL | ARV $313,490 | Cash-Out $235,118 | 55 Days Seasoning | Closed in 29 Days·····🏠 DSCR Refi · 2-Unit in PA | ARV $395,000 | Cash-Out $296,250 | 181 Days Seasoning | Closed in 31 Days·····🏠 DSCR Refi · Duplex in PA | ARV $300,000 | Cash-Out $225,000 | 205 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · 4-Unit in PA | ARV $534,000 | Cash-Out $400,500 | 55 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in FL | ARV $313,490 | Cash-Out $235,118 | 41 Days Seasoning | Closed in 29 Days·····🏠 DSCR Refi · Duplex in PA | ARV $450,000 | Cash-Out $337,500 | 187 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in WA | ARV $285,000 | Cash-Out $213,750 | 134 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · 4-Unit in PA | ARV $433,000 | Cash-Out $324,750 | 67 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · Duplex in CO | ARV $278,000 | Cash-Out $208,500 | 38 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · Duplex in PA | ARV $415,000 | Cash-Out $311,250 | 123 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · SFR in PA | ARV $376,000 | Cash-Out $282,000 | 209 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · 2-Unit in PA | ARV $338,000 | Cash-Out $253,500 | 39 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in FL | ARV $313,490 | Cash-Out $235,118 | 78 Days Seasoning | Closed in 29 Days·····🏠 DSCR Refi · Duplex in PA | ARV $335,000 | Cash-Out $251,250 | 91 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in WA | ARV $285,000 | Cash-Out $213,750 | 55 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · 2-Unit in PA | ARV $332,000 | Cash-Out $249,000 | 93 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · Duplex in CO | ARV $278,000 | Cash-Out $208,500 | 101 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · 4-Unit in PA | ARV $320,000 | Cash-Out $240,000 | 109 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in PA | ARV $415,000 | Cash-Out $311,250 | 91 Days Seasoning | Closed in 29 Days·····🏠 DSCR Refi · Duplex in PA | ARV $307,000 | Cash-Out $230,250 | 137 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · SFR in FL | ARV $313,490 | Cash-Out $235,118 | 55 Days Seasoning | Closed in 29 Days·····🏠 DSCR Refi · 2-Unit in PA | ARV $395,000 | Cash-Out $296,250 | 181 Days Seasoning | Closed in 31 Days·····🏠 DSCR Refi · Duplex in PA | ARV $300,000 | Cash-Out $225,000 | 205 Days Seasoning | Closed in 28 Days·····
PURCHASES
🏠 DSCR Purchase · 4-Unit in NJ | Purchase $1,325,000 | Loan $1,060,000 | Closed in 30 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $287,500 | Loan $230,000 | Closed in 27 Days·····🏠 DSCR Purchase · SFR in AZ | Purchase $550,000 | Loan $412,500 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in OH | Purchase $104,500 | Loan $83,600 | Closed in 30 Days·····🏠 DSCR Purchase · Duplex in NJ | Purchase $490,000 | Loan $392,000 | Closed in 30 Days·····🏠 DSCR Purchase · SFR in NC | Purchase $144,000 | Loan $115,200 | Closed in 29 Days·····🏠 DSCR Purchase · 2-Unit in TX | Purchase $332,000 | Loan $265,600 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in AL | Purchase $97,500 | Loan $73,125 | Closed in 30 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $280,000 | Loan $224,000 | Closed in 29 Days·····🏠 DSCR Purchase · Duplex in MI | Purchase $85,000 | Loan $68,000 | Closed in 29 Days·····🏠 DSCR Purchase · Duplex in NY | Purchase $215,000 | Loan $172,000 | Closed in 29 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $170,000 | Loan $136,000 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in NC | Purchase $102,400 | Loan $81,920 | Closed in 29 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $166,000 | Loan $132,800 | Closed in 28 Days·····🏠 DSCR Purchase · 2-Unit in MI | Purchase $130,000 | Loan $104,000 | Closed in 30 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $145,000 | Loan $116,000 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in LA | Purchase $81,400 | Loan $65,120 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in OH | Purchase $79,000 | Loan $63,200 | Closed in 31 Days·····🏠 DSCR Purchase · SFR in OH | Purchase $78,400 | Loan $62,720 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in OH | Purchase $60,000 | Loan $48,000 | Closed in 30 Days·····🏠 DSCR Purchase · 4-Unit in NJ | Purchase $1,325,000 | Loan $1,060,000 | Closed in 30 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $287,500 | Loan $230,000 | Closed in 27 Days·····🏠 DSCR Purchase · SFR in AZ | Purchase $550,000 | Loan $412,500 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in OH | Purchase $104,500 | Loan $83,600 | Closed in 30 Days·····🏠 DSCR Purchase · Duplex in NJ | Purchase $490,000 | Loan $392,000 | Closed in 30 Days·····🏠 DSCR Purchase · SFR in NC | Purchase $144,000 | Loan $115,200 | Closed in 29 Days·····🏠 DSCR Purchase · 2-Unit in TX | Purchase $332,000 | Loan $265,600 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in AL | Purchase $97,500 | Loan $73,125 | Closed in 30 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $280,000 | Loan $224,000 | Closed in 29 Days·····🏠 DSCR Purchase · Duplex in MI | Purchase $85,000 | Loan $68,000 | Closed in 29 Days·····🏠 DSCR Purchase · Duplex in NY | Purchase $215,000 | Loan $172,000 | Closed in 29 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $170,000 | Loan $136,000 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in NC | Purchase $102,400 | Loan $81,920 | Closed in 29 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $166,000 | Loan $132,800 | Closed in 28 Days·····🏠 DSCR Purchase · 2-Unit in MI | Purchase $130,000 | Loan $104,000 | Closed in 30 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $145,000 | Loan $116,000 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in LA | Purchase $81,400 | Loan $65,120 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in OH | Purchase $79,000 | Loan $63,200 | Closed in 31 Days·····🏠 DSCR Purchase · SFR in OH | Purchase $78,400 | Loan $62,720 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in OH | Purchase $60,000 | Loan $48,000 | Closed in 30 Days·····

The DSCR LenderThat ClosesWhile OthersMake You Wait.

No seasoning. No lease requirement. No income docs. Most DSCR lenders make you wait 6–12 months to refinance. We close on your new ARV the day rehab is done.

Up to 80% LTV on Refinance
Up to 85% LTV on Purchases
Investment property

BRRRR Refi · Ohio

Closed in 28 days

Top-Recommended DSCR Lender on Reddit

Reddit is where investors go for the truth, and Get Brick Capital is consistently one of the top-recommended lenders for DSCR Loans. Trusted by real estate investors like you, we've built our business by putting our customers first.

30 DaysAverage Close Time
80%Max Cash-Out LTV
46States We Lend InExcl. ND, SD, UT, MT
$50K – $5MLoan Range
Loan Programs

Every Type of DSCR Loan

Refinance or purchase. We fund on the property's income, not yours.

Most Requested
No Seasoning · No Lease · 660+ FICO

BRRRR Refinance

Refi on new ARV the day rehab is done. No waiting 6–12 months like other lenders require. No lease needed. DSCR as low as 0.75.

Up to 80% LTVNo SeasoningNo Lease0.75+ DSCR
See Full Program Details →
Pull Equity

Cash-Out Refinance

Unlock equity from any rental. No income docs. Section 8 welcome. Min loan $50,000.

Up to 80% LTV660+ FICONo W-2s
See Full Program Details →
Exit Hard Money

Rate & Term Refinance

Exit your bridge loan or ARM. Fix your rate, extend your term, improve cash flow.

Up to 80% LTV660+ FICOFix Rate
See Full Program Details →
Long-Term Rental

DSCR Purchase: LTR

Up to 85% LTV for qualified borrowers. Section 8 welcome. Sub-1.0 DSCR available. Min loan $50,000.

Up to 85% LTV660+ FICOSection 8 OK
See Full Program Details →
Short-Term Rental

DSCR Purchase: STR

Qualify on AirDNA projections or 12-month history. No prior STR experience required.

Up to 80% LTV680+ FICOAirDNA OK
See Full Program Details →
Bought Cash? Get It Back

Delayed Purchase

Recoup your cash the day after closing. Start the process at the closing table. Must complete within 180 days.

Up to 80% LTV680+ FICONext Day
See Full Program Details →

Close Via Text

No phone call required

Same-Day Rates

We respond within 24 hours

No Income Docs

Property income qualifies you

How It Works

From Intake to Funded in 30 Days

No phone call required. The entire loan closes over text and email.

01

Submit Intake

60-second form. No SSN, no credit pull.

02

Get Your Rate

Expect your rate same-day or within 24 hours, via text or email.

03

Close in 30 Days

No phone call required. Entire loan can close over text and email if you prefer that over phone calls.

SUBMIT DEAL →

No credit pull · No phone call required

Client Reviews

What Investors Say

I've been working with Bridget and Brick Capital for almost 2 years. We've financed over 30 deals, and they've cashed-out over $7 million for us. Brick Capital is the reason we're able to grow our portfolio to over $30million so fast. They know our process and our files, and keep it all organized when we are ready for another loan.

CM

Cornelius M.

$30M Portfolio Flipper in Philadelphia

We brought our entire portfolio of 50 properties to Brick Capital. Had bought a bundle of homes at a discount, did some repairs, and needed the cash-out to payoff renovation loans. The Brick team was organized across all our files & gave us spreadsheets on the advantages of each loan. Highly recommended if you want to stay organized.

MR

Matt R.

Portfolio Owner of Section 8 Rentals

With no seasoning requirements, we've done several cash-out refinances with Brick Capital, and now that they have 100% financing for renovation loans, we're doing a new property every month.

KW

Kenny W.

CEO: KW Holdings

I've done a handful of refinances with the Brick Capital team. We didn't like the first appraisal value, so they ordered another one with a different appraiser. The second one came in much higher and gave us the cash-out we needed to get the next one under contract. They're overall patient and offered quick solutions.

JR

John R.

Retired Investor

Free Tool

DSCR Loan
Calculator

Run the numbers on your deal before you submit. Enter rent, costs, and rate: see your max loan sized by both DSCR and LTV instantly.

Live calculation: updates as you type
LTR and STR program modes
Sizes max loan by DSCR and by LTV
Try the Calculator →

Quick Deal Check

Property Value

$300,000

Monthly Rent

$2,500

Interest Rate

6.5%

Program

LTR: Long Term Rental

Max Eligible Loan

$226,547

PASS ✓

Numbers update live on the full calculator →

Ready to Close
Fast?

Fill out our intake form in 60 seconds. No phone call needed.

SUBMIT DEAL SUMMARY →
Get Brick Capital

DSCR Loans for Real Estate Investors

© 2025 Get Brick Capital · BXBC LLC · This is not a commitment to lend. DSCR loans are for investment properties only.

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