Section 8 Rental.Pull Equity.We Fund It.
- HCV (Section 8) rental income counts toward DSCR
- Cash-out up to 80% LTV on appraised value
- No income docs: government lease income qualifies
- 660+ FICO · 30-year fixed · Close in 28 days
Section 8 income is stable income. Submit your deal and we'll confirm qualification in 24 hours.
Submit Deal Summary →No credit pull · Rates within 24 hours · Consistent 28-day closings
Quick Qualify
The Situation
Most Lenders Reject Section 8. We Embrace It.
Section 8 / Housing Choice Voucher (HCV) income is among the most reliable rental income available: paid directly by the government, on time, every month. Yet many DSCR lenders refuse to use it for qualification. We accept HCV income on our Expanded program and will fund cash-out refinances on Section 8 rentals. Pull equity from your government-leased property without showing personal income, W-2s, or tax returns.
Requirements
What You Need to Qualify
Min Credit Score
660 FICO
Max LTV
Up to 80%
Min DSCR
0.75 (Expanded)
Min Loan Amount
$50,000
Min Property Value
$75,000
Income Docs
None
Section 8 Cash-Out Refi FAQ
Section 8 Income Counts. Let's Pull Equity.
No credit pull. Rates within 24 hours. Consistent 28-day closings.