Hard Money BalloonComing Due.We Get You Out.
- Refinance on new ARV: no seasoning required
- No tenant or lease needed to qualify
- No income docs: property cash flow qualifies you
- Close in 28 days: before your balloon hits
Tell us your balloon payoff amount and ARV: we'll have rates back to you within 24 hours.
Submit Deal Summary →No credit pull · Rates within 24 hours · Consistent 28-day closings
Quick Qualify
The Situation
Rehab Done. Balloon Coming. No Tenant Yet.
You bought with hard money, did the work, and now the clock is ticking. Your balloon payment is weeks away and you don't have a tenant yet, so most lenders say no. We don't. We lend based on the property's appraised value and projected market rent, not whether someone is living there today. Submit your deal summary and we'll have rates back to you within 24 hours.
Requirements
What You Need to Qualify
Min Credit Score
660 FICO
Max LTV on New ARV
Up to 80%
Min DSCR
0.75+ (Expanded)
Lease Required
No
Seasoning Required
None
Income Docs
None
Hard Money Balloon Refi FAQ
Get Out of Your Balloon Today.
No credit pull. Rates within 24 hours. Average close in 28 days.