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BRRRR Refi · Hard Money Exit · No Lease

Hard Money BalloonComing Due.We Get You Out., BRRRR Refinance Before Your Hard Money Balloon Is Due

  • Refinance on new ARV: no seasoning required
  • No tenant or lease needed to qualify
  • No income docs: property cash flow qualifies you
  • Close in 28 days: before your balloon hits

Tell us your balloon payoff amount and ARV: we'll have rates back to you within 24 hours.

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No credit pull for the initial quote · Rates within 24 hours · Typical 28-day close with complete documentation

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Min Credit Score660+
Max LTV80%
Min DSCR0.75+
SeasoningNone
Lease RequiredNo
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The Situation

Rehab Done. Balloon Coming. No Tenant Yet.

You bought with hard money, did the work, and now the clock is ticking. Your balloon payment is weeks away and you don't have a tenant yet, so most lenders say no. We don't. We lend based on the property's appraised value and projected market rent, not whether someone is living there today. Submit your deal summary and we'll have rates back to you within 24 hours.

Requirements

What You Need to Qualify

Min Credit Score

660 FICO

Max LTV on New ARV

Up to 80%

Min DSCR

0.75+ (Expanded)

Lease Required

No

Seasoning Required

None

Income Docs

None

Hard Money Balloon Refi FAQ

Get Out of Your Balloon Today.

No credit pull. Rates within 24 hours. Average close in 28 days.

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