Large Rental Property.Large Loan Amount.Program 7 Up to $10 Million., Jumbo DSCR Loans Up to $10 Million
- Qualifying Program 7 loan amounts can reach up to $10 million
- No minimum DSCR ratio requirement on Program 7
- Qualifying purchases can reach up to 75% LTV
- Qualifying refinances can reach up to 75% LTV
High-balance investor properties can have options even when the projected DSCR falls below a standard program threshold.
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High-Balance Investor Financing
A Jumbo Rental Property Does Not Have to Fit a Standard DSCR Box
Get Brick Capital works across multiple wholesale capital partners for high-value investment properties. Program 7 is a separate option for qualifying purchases and refinances with loan amounts up to $10 million and no minimum DSCR ratio requirement. Standard DSCR, STR, BRRRR, and high-leverage programs may offer different terms, so the strongest feature from one program should not be assumed to combine with another.
Jumbo DSCR Scenarios We Can Review
$1M to $2M Rental Purchase
For investors buying higher-value long-term or short-term rentals and comparing standard DSCR options with Program 7.
$2M to $5M STR or Luxury Rental
Useful when projected rental income does not meet a standard minimum DSCR threshold or when the file needs a larger loan amount.
$5M to $10M Program 7 Loan
Qualifying Program 7 loan amounts can reach up to $10 million, subject to full property, borrower, liquidity, and underwriting requirements.
Program 7
What the $10 Million Program Actually Offers
Purchase
Up to 75% LTV
Qualifying investment-property purchases can reach up to 75% LTV.
Refinance
Up to 75% LTV
Qualifying refinances can reach up to 75% LTV, subject to the full Program 7 refinance requirements.
DSCR
No Minimum Ratio
Program 7 does not impose a minimum DSCR ratio requirement. Full underwriting and property eligibility still apply.
Loan Amount
Up to $10 Million
The $10 million figure is a maximum loan amount, not a maximum property value.
Program 7 is unavailable through Get Brick Capital in Minnesota, North Dakota, South Dakota, Vermont, California, Nevada, and Arizona. Get Brick Capital serves investors across all 50 states through its broader capital-partner network.
Large STR and Vacation-Rental Properties
Higher-value Airbnb and vacation-rental properties can be especially sensitive to DSCR because projected income, taxes, insurance, HOA expenses, and the requested loan amount can materially change the ratio. Standard STR programs can use AirDNA on qualifying files. Program 7 provides a separate path when the property does not meet a traditional minimum DSCR ratio, with lower maximum leverage and materially higher pricing than standard-credit programs.
Jumbo DSCR Loan FAQ
Financing a High-Value Rental Property?
Send the property, value, requested loan amount, rental strategy, and estimated income. We will compare the wholesale options that fit.
Related Loan Programs
Program 7 Overview
See the Program 7 purchase, refinance, credit, loan-size, and state rules.
Learn More →Short-Term RentalSTR With No Minimum DSCR
A Program 7 path for qualifying Airbnb and vacation-rental purchases.
Learn More →High-Balance STRLuxury Airbnb Financing
Financing considerations for higher-value STR and vacation-rental properties.
Learn More →