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At Brick by Brick Capital, we're dedicated to supporting new and experienced real estate investors scale their investment property portfolio.

Brick by Brick

Strategies For Growing Investors

Fix-and-Flip
Goal: Short-Term Appreciation
Renovation loan: Fix & Flip
  • Force equity, quick appreciation
  • Sell for profit, pay taxes on profit likely
BRRRR
Goal: Short-Term Appreciation
Renovation Loans: Fix & Hold
(BRRRR - buy worst house on best street)
  • Force equity, quick appreciation
  • Then Refinance into a DSCR perm loan, no taxes on cash-out profit
Equity Cash-Out
Goal: Liquidate Appreciation
DSCR Refinance Loan
  • Equity received in the form of a loan is tax free
  • Tax free equity can be used to purchase more investment properties
Get My Rate

Fix-and-Flip

Goal: Short-term Appreciation
Renovation loan: Fix & Flip
  • Force equity, quick appreciation
  • Sell for profit, pay taxes on profit likely
Get My Rate

BRRRR

Goal: Short-term Appreciation
Renovation Loans: Fix & Hold
(BRRRR - buy worst house on best street)
  • Force equity, quick appreciation
  • Then Refinance into a DSCR perm loan, no taxes on cash-out profit
Get My Rate

Equity Cash-out

Goal: Liquidate Appreciation
DSCR Refinance Loan
  • Equity received in the form of a loan is tax free
  • Tax free equity can be used to purchase more investment properties
Get My Rate

Rental Purchase

Goal: Long-term Appreciation
Income Strategies on Long-term Appreciation Properties

Low cost + high cash flow

Section 8 rental income

  • Property values are lower, at or below $100K
  • DSCR 1.8-3.0
  • Buy Section 8 properties, low cost
  • 12 Mos lease +
  • Property values as low as $75,000
  • Loan amounts as low as $50,000
  • Property values are lower, at or below $100K
  • DSCR 1.8-3.0
  • Buy Section 8 properties, low cost
  • Low payments, high income
  • 12 Mos lease +
  • Property values as low as $75,000
  • Loan amounts as low as $50,000

Moderate Cost + Moderate
to High Cash Flow

Corporate Housing Rental income

  • Property values are higher, at or above $225k
  • Corporate and insurance tenants
  • Higher entry cost to setup
  • 3-6 month stays on average
  • Must secure contracts with insurance companies
  • Property values are higher, at or above $225k
  • Corporate and insurance tenants
  • Higher entry cost to setup
  • 3-6 month stays on average
  • Must secure contracts with insurance companies

Moderate Cost + Low to
Moderate Cash Flow

Market Rental income

  • Property values are moderate, at or above $200k
  • DSCR usually 1.0-1.5
  • Rental income covers the cost or the PITIA
  • 12 Mos lease +
  • Property values are moderate, at or above $200k
  • DSCR usually 1.0-1.5
  • Rental income covers the cost or the PITIA
  • 12 mos lease+

High Cost + High Cash Flow

Short-term/AirBNB Rental income

  • Property values are higher, at or above $250k
  • DSCR usually 1.8-3.0
  • Riskier, higher cost to setup and for property management
  • 2-7 night stays on average
  • Property values are higher, at or above $250k
  • DSCR usually 1.8-3.0
  • Riskier, higher cost to setup and for property management
  • 2-7 night stays on average
Get My Rate