REFINANCES
🏠 DSCR Refi · 4-Unit in PA | ARV $534,000 | Cash-Out $400,500 | 55 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in FL | ARV $313,490 | Cash-Out $235,118 | 41 Days Seasoning | Closed in 29 Days·····🏠 DSCR Refi · Duplex in PA | ARV $450,000 | Cash-Out $337,500 | 187 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in WA | ARV $285,000 | Cash-Out $213,750 | 134 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · 4-Unit in PA | ARV $433,000 | Cash-Out $324,750 | 67 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · Duplex in CO | ARV $278,000 | Cash-Out $208,500 | 38 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · Duplex in PA | ARV $415,000 | Cash-Out $311,250 | 123 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · SFR in PA | ARV $376,000 | Cash-Out $282,000 | 209 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · 2-Unit in PA | ARV $338,000 | Cash-Out $253,500 | 39 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in FL | ARV $313,490 | Cash-Out $235,118 | 78 Days Seasoning | Closed in 29 Days·····🏠 DSCR Refi · Duplex in PA | ARV $335,000 | Cash-Out $251,250 | 91 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in WA | ARV $285,000 | Cash-Out $213,750 | 55 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · 2-Unit in PA | ARV $332,000 | Cash-Out $249,000 | 93 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · Duplex in CO | ARV $278,000 | Cash-Out $208,500 | 101 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · 4-Unit in PA | ARV $320,000 | Cash-Out $240,000 | 109 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in PA | ARV $415,000 | Cash-Out $311,250 | 91 Days Seasoning | Closed in 29 Days·····🏠 DSCR Refi · Duplex in PA | ARV $307,000 | Cash-Out $230,250 | 137 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · SFR in FL | ARV $313,490 | Cash-Out $235,118 | 55 Days Seasoning | Closed in 29 Days·····🏠 DSCR Refi · 2-Unit in PA | ARV $395,000 | Cash-Out $296,250 | 181 Days Seasoning | Closed in 31 Days·····🏠 DSCR Refi · Duplex in PA | ARV $300,000 | Cash-Out $225,000 | 205 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · 4-Unit in PA | ARV $534,000 | Cash-Out $400,500 | 55 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in FL | ARV $313,490 | Cash-Out $235,118 | 41 Days Seasoning | Closed in 29 Days·····🏠 DSCR Refi · Duplex in PA | ARV $450,000 | Cash-Out $337,500 | 187 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in WA | ARV $285,000 | Cash-Out $213,750 | 134 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · 4-Unit in PA | ARV $433,000 | Cash-Out $324,750 | 67 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · Duplex in CO | ARV $278,000 | Cash-Out $208,500 | 38 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · Duplex in PA | ARV $415,000 | Cash-Out $311,250 | 123 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · SFR in PA | ARV $376,000 | Cash-Out $282,000 | 209 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · 2-Unit in PA | ARV $338,000 | Cash-Out $253,500 | 39 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in FL | ARV $313,490 | Cash-Out $235,118 | 78 Days Seasoning | Closed in 29 Days·····🏠 DSCR Refi · Duplex in PA | ARV $335,000 | Cash-Out $251,250 | 91 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in WA | ARV $285,000 | Cash-Out $213,750 | 55 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · 2-Unit in PA | ARV $332,000 | Cash-Out $249,000 | 93 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · Duplex in CO | ARV $278,000 | Cash-Out $208,500 | 101 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · 4-Unit in PA | ARV $320,000 | Cash-Out $240,000 | 109 Days Seasoning | Closed in 28 Days·····🏠 DSCR Refi · SFR in PA | ARV $415,000 | Cash-Out $311,250 | 91 Days Seasoning | Closed in 29 Days·····🏠 DSCR Refi · Duplex in PA | ARV $307,000 | Cash-Out $230,250 | 137 Days Seasoning | Closed in 30 Days·····🏠 DSCR Refi · SFR in FL | ARV $313,490 | Cash-Out $235,118 | 55 Days Seasoning | Closed in 29 Days·····🏠 DSCR Refi · 2-Unit in PA | ARV $395,000 | Cash-Out $296,250 | 181 Days Seasoning | Closed in 31 Days·····🏠 DSCR Refi · Duplex in PA | ARV $300,000 | Cash-Out $225,000 | 205 Days Seasoning | Closed in 28 Days·····
PURCHASES
🏠 DSCR Purchase · 4-Unit in NJ | Purchase $1,325,000 | Loan $1,060,000 | Closed in 30 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $287,500 | Loan $230,000 | Closed in 27 Days·····🏠 DSCR Purchase · SFR in AZ | Purchase $550,000 | Loan $412,500 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in OH | Purchase $104,500 | Loan $83,600 | Closed in 30 Days·····🏠 DSCR Purchase · Duplex in NJ | Purchase $490,000 | Loan $392,000 | Closed in 30 Days·····🏠 DSCR Purchase · SFR in NC | Purchase $144,000 | Loan $115,200 | Closed in 29 Days·····🏠 DSCR Purchase · 2-Unit in TX | Purchase $332,000 | Loan $265,600 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in AL | Purchase $97,500 | Loan $73,125 | Closed in 30 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $280,000 | Loan $224,000 | Closed in 29 Days·····🏠 DSCR Purchase · Duplex in MI | Purchase $85,000 | Loan $68,000 | Closed in 29 Days·····🏠 DSCR Purchase · Duplex in NY | Purchase $215,000 | Loan $172,000 | Closed in 29 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $170,000 | Loan $136,000 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in NC | Purchase $102,400 | Loan $81,920 | Closed in 29 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $166,000 | Loan $132,800 | Closed in 28 Days·····🏠 DSCR Purchase · 2-Unit in MI | Purchase $130,000 | Loan $104,000 | Closed in 30 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $145,000 | Loan $116,000 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in LA | Purchase $81,400 | Loan $65,120 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in OH | Purchase $79,000 | Loan $63,200 | Closed in 31 Days·····🏠 DSCR Purchase · SFR in OH | Purchase $78,400 | Loan $62,720 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in OH | Purchase $60,000 | Loan $48,000 | Closed in 30 Days·····🏠 DSCR Purchase · 4-Unit in NJ | Purchase $1,325,000 | Loan $1,060,000 | Closed in 30 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $287,500 | Loan $230,000 | Closed in 27 Days·····🏠 DSCR Purchase · SFR in AZ | Purchase $550,000 | Loan $412,500 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in OH | Purchase $104,500 | Loan $83,600 | Closed in 30 Days·····🏠 DSCR Purchase · Duplex in NJ | Purchase $490,000 | Loan $392,000 | Closed in 30 Days·····🏠 DSCR Purchase · SFR in NC | Purchase $144,000 | Loan $115,200 | Closed in 29 Days·····🏠 DSCR Purchase · 2-Unit in TX | Purchase $332,000 | Loan $265,600 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in AL | Purchase $97,500 | Loan $73,125 | Closed in 30 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $280,000 | Loan $224,000 | Closed in 29 Days·····🏠 DSCR Purchase · Duplex in MI | Purchase $85,000 | Loan $68,000 | Closed in 29 Days·····🏠 DSCR Purchase · Duplex in NY | Purchase $215,000 | Loan $172,000 | Closed in 29 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $170,000 | Loan $136,000 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in NC | Purchase $102,400 | Loan $81,920 | Closed in 29 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $166,000 | Loan $132,800 | Closed in 28 Days·····🏠 DSCR Purchase · 2-Unit in MI | Purchase $130,000 | Loan $104,000 | Closed in 30 Days·····🏠 DSCR Purchase · SFR in TX | Purchase $145,000 | Loan $116,000 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in LA | Purchase $81,400 | Loan $65,120 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in OH | Purchase $79,000 | Loan $63,200 | Closed in 31 Days·····🏠 DSCR Purchase · SFR in OH | Purchase $78,400 | Loan $62,720 | Closed in 28 Days·····🏠 DSCR Purchase · SFR in OH | Purchase $60,000 | Loan $48,000 | Closed in 30 Days·····
Free Tool
DSCR Loan
Calculator
Run the numbers on your rental or BRRRR deal in real time. Enter rent and annual costs, set your program type, and we'll size the max loan by both DSCR and LTV.
Free DSCR Calculator1.0×
LTR Target DSCR
1.15×
STR Target DSCR
80%
Max LTV
Loan Inputs
Property
Income & Expenses
Loan Structure
Results
Net Operating Income (Annual)
$0
Annual Debt Serviceⓘ
$0
DSCR Ratio
8.33×
Qualifies: standard program
Maximum Loan Sizing
We size two ways and take the lower of the two.
By DSCR (capped at 80% LTV)$0
By LTV$0
Max Eligible Loan
$0
How DSCR Is Calculated
DSCR = Monthly Rent ÷ Monthly PITIA (Principal, Interest, Taxes, Insurance, HOA)
A DSCR of 1.0× means rent exactly covers the payment. Above 1.0× means positive cash flow. Below 1.0× means the property doesn't fully cover its debt.
Minimum 0.75 DSCR (expanded program) or 1.0+ DSCR (standard program) for Long-Term Rentals. For Short-Term Rentals using AirDNA projections, 1.15× minimum.
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